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Higher Ed in the News

Injured college athletes struggle with medical bills

July 16, 2009

While some colleges accept considerable responsibility for medical claims, many others assume almost none, according to a review of public documents from a cross section of universities and interviews with current and former athletes, trainers, administrators and NCAA officials.

Many students have medical insurance through their parents. But these plans often exclude varsity sports injuries, limit out-of-state treatment, or do not cover much of the bill.

Some universities buy secondary policies to fill the gaps, although even these plans have holes. And only players hurt badly enough to require extensive care can turn to the NCAA for coverage. Its catastrophic insurance carries a $75,000 deductible, which will increase to $90,000 next year.

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