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Benefits Open Enrollment period for state-classified employees is May 1-16: Premiums announced

April 30, 2012

The state has released premiums and plan details for this year's open enrollment period for state-classified employee benefits. The state posted the Fiscal Year 2012/13 premiums on the Department of Personnel & Administration website on Thursday, April 26.

While the components of the medical and dental plans have generally remained the same, employees may enroll in Kaiser Permanente if they reside in northern Colorado. There are changes in the medical and dental plan premiums which could impact employees’ out-of-pocket costs in the coming year. Employees should pay special attention to the premium costs as you complete your plan enrollment.

Additionally, the state has modified the names of the medical plans to eliminate confusion. Employees are encouraged to carefully review the comprehensive medical and dental plan descriptions available on the state’s website.

Open Enrollment: May 1–May 16

The state has announced that this year’s open enrollment period is NOT mandatory for benefit elections except flexible spending accounts (FSA), which require enrollment each year in accordance with IRS regulations. 
Note: Employees are required to provide official documentation for newly added dependents during open enrollment (i.e. birth certificates, marriage certificates).

The open enrollment period will take place over the next several weeks, May 1 to May 16.  Additionally, there will be a special vendor presentation as highlighted below. All plan enrollments must be processed via the state's online system (BenefitSolver) during this window.

 Voluntary Accidental Death & Dismemberment Insurance (AD&D)

CSU offers AD&D insurance independently of the benefits offered by the state of Colorado. Enrollment in this benefit requires submission of a paper election form (for new enrollment and changes to existing coverage) during the open enrollment period.

Plan information and premiums

Medical Supplement Program (for qualified low-income employees)

The medical insurance supplement program occurs May 1–May 23. The intent of the medical supplement program is to provide a supplement for qualified low-income state-classified employees with children. This is offered because state employees are not eligible to enroll in Colorado’s Child Health Plan Plus (CHP+) program which is Colorado’s version of the federal program to help insure the children of low-income families. The funding for this medical insurance supplement comes from the state’s share of the federal tobacco lawsuit settlement award. 

Employees who meet the minimum eligibility requirements may begin the online application process on May 1 and the application must be submitted no later than the May 23 deadline. As the program is need-based, applicants must provide documents to verify household income (2011 tax documents) and also, marriage certificates for spouses or affidavits for same-gender domestic partners or common law spouses and birth certificates for children in the household.

Detailed information about this program and annual income level requirements (household income) is available on the state’s website.

All information is online

The state no longer mails open enrollment materials to employees. As a result, you are strongly encouraged to take advantage of all of the information and support CSU Human Resources offers during open enrollment.

Special vendor presentations - United Healthcare, Kaiser Permanente, Delta Dental and PERA 

CSU Human Resources is hosting a special vendor presentation for state-classified staff on May 8 beginning at 9 a.m. This event will allow employees to learn about upcoming July 1, 2012, plan changes directly from the vendors who represent the state of Colorado benefit plans. Pre-registration is not required, but seating is limited to the capacity of the Lory Student Center, Room 230. The times for each session are located in the Benefits Fair Flyer.

Benefits Fair and online assistance

Benefit plan vendors and other providers will be available at the CSU Benefits Fair which will be held on May 8 from 9 a.m.-2 p.m. in the North Ballroom of the Lory Student Center. Please refer to the Benefits Fair Flyer for presentations offered by United Healthcare, Kaiser Permanente, Delta Dental and PERA during the day of this event.

CSU Human Resources’ staff is available for one-on-one employee consultations or enrollment assistance on a “drop-in” basis at CSU Human Resources, 555 S. Howes Street, Second Floor.

Additionally, the following sessions have been scheduled to help employees complete their online Open Enrollment elections and/or apply for the Medical Supplement Program:

  • Thursday, May 3, 1–4 p.m. - Morgan Library, Room 175
  • Friday, May 11, 9:30 a.m.–12:30 p.m. - Morgan Library, Room 174

Thank you for your assistance with this important event. If you have any questions, please call CSU Human Resources at (970) 491-MyHR (6947).

Contact: Human Resources
Phone: (970) 491-MyHR (6947)